From the category archives:

Mortgages

The first question everyone asks when shopping for a mortgage is, “What is the cheapest fixed rate mortgage?” After all, we all want the best bargain we can get, right?

You might think this is a pretty simple question, but the truth is that the question is actually a bit more complicated than that. The real question is…

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The Dough Roller and the Wall Street Journal are reporting that mortgage rates have hit their lowest level in years…

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Buying your first home is both thrilling and scary, partly because you also usually have to get your first mortgage. Getting your first mortgage is confusing and stressful for most people. Since your home will be one of the biggest investments you ever make, it’s important to go through the mortgage process carefully.

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If you happen to be shopping around for a mortgage, it is very important that you first take the necessary time to do your homework. When I say homework, I am talking about research. There are so many loan programs out there that it is easy to get lost in all of the mortgage jargon that people in the industry love to use on you…

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Offset mortgages represent one of the biggest mortgage innovations seen in recent years. Six years ago there was hardly an offset mortgage to be seen. Now they and the current account mortgage, to which they are closely related, account for £10 out of every £100 of new lending. But how does an offset mortgage work?

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In the early nineties subprime mortgages accounted for about five percent of all mortgages. Today the subprime mortgage loan sector comprises more than twenty percent of the mortgage market. What makes a person a candidate for a subprime mortgage?

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If you are having problems paying your home mortgage, can you avoid foreclosure? Today’s real estate market is a volatile one. Prices are at record levels and Interest rates are favorable, but foreclosures are increasing. Some buyers who had to stretch to find a way to obtain a mortgage in the first place are having trouble making their payments.

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When it comes to buying a home, there’s a lot to learn about mortgages and credit. The terminology comes at you pretty fast, and when the terminology is new to you, it can all seem overwhelming. This article will help you make sense of it all…

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If you own a home, have just re-financed or are shopping for a mortgage, you’ll be outraged. Americans across the country were shocked to hear of a new poll that states 97% of homeowners here in America are overpaying millions of dollars each month in mortgage interest. Shocking poll results showed only 3% of America’s homeowners utilize this loophole…

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Fannie Mae, the federal national mortgage association, is an integral part of the mortgage industry. Homeownership is often called the American Dream. In truth, it is one of the key factors in maintaining a middle class in our country. Homeownership is, more or less, an involuntary savings plan for most Americans…

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