From the monthly archives:

May 2010

Credit cards are just as common for college students as for any seasoned professional. And credit card debt can be just as much a problem for a college student. The way to avoid college student credit card debt is just the same as avoiding any type of credit card debt. Here are a few tips to help you manage your credit cards…

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The Dough Roller and the Wall Street Journal are reporting that mortgage rates have hit their lowest level in years…

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Buying your first home is both thrilling and scary, partly because you also usually have to get your first mortgage. Getting your first mortgage is confusing and stressful for most people. Since your home will be one of the biggest investments you ever make, it’s important to go through the mortgage process carefully.

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In some countries, the government subsidizes the cost of a college education. But this is not the case everywhere. Although scholarships or grants may be obtained for some of the cost of education, often student loans are necessary to pay for the rest. A college education can be so costly many students wind up with more than one student loan. Later it can be difficult to pay off the student loans…

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You’ve searched and searched and you’ve finally found your dream car. Now you only have one problem: how to finance your car purchase. Of course it would be nice if you could just pay cash. But if you’re like most car or truck buyers, you need financing. Knowing your basic financing options is crucial to choosing the automobile financing method that will best suit you. Here’s an overview of the main financing options that might be available to you…

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When shopping for a credit card it’s useful to understand that there are three main types of credit cards that are common today. These different types of credit cards suit different needs. When choosing a credit card, apply for the type of credit card that most suits those needs…

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If you happen to be shopping around for a mortgage, it is very important that you first take the necessary time to do your homework. When I say homework, I am talking about research. There are so many loan programs out there that it is easy to get lost in all of the mortgage jargon that people in the industry love to use on you…

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Offset mortgages represent one of the biggest mortgage innovations seen in recent years. Six years ago there was hardly an offset mortgage to be seen. Now they and the current account mortgage, to which they are closely related, account for £10 out of every £100 of new lending. But how does an offset mortgage work?

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In the early nineties subprime mortgages accounted for about five percent of all mortgages. Today the subprime mortgage loan sector comprises more than twenty percent of the mortgage market. What makes a person a candidate for a subprime mortgage?

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If you are having problems paying your home mortgage, can you avoid foreclosure? Today’s real estate market is a volatile one. Prices are at record levels and Interest rates are favorable, but foreclosures are increasing. Some buyers who had to stretch to find a way to obtain a mortgage in the first place are having trouble making their payments.

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